The Search for Scholarships

The cost of going to college continues to increase year after year. Scholarships are a great way to help cover those costs. There are opportunities for scholarships if you know the right places to look. Using these resources will help you optimize the amount of money you can count on for your college career.

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Many Love Installment Loans (and You Should, Too!)

Not all loans are created equal. Many believe installment loans are better than payday loans, title loans or any other type of fast cash loans.

Could you use a few hundred bucks to cover a last-minute expense that just popped up? If so, taking out a small loan is usually your best bet to tackle those bills that need to be taken care of right away. But not all loan types are created equal. If it's a small loan you're after, installment loans could be the right option for you. 

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Back to School Savings

Back to school shopping is often very exciting for children. They are excited about buying new supplies and school clothes in preparation for the year ahead. For the parent, however, it's often a big financial burden and can cause a great deal of stress. If you're one of those parents, you might be able to relieve some of that stress by decreasing your spending and create an opportunity to start teaching your kids about saving money. 

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Best of DIY

Before buying your next item or throwing something old and broken away, stop and think about if you could turn it into a DIY project. These projects can range from recreating an old item to making something from scratch. They are all easy and quick and you will be surprised at the opportunity for creativity and savings!

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Eating on a Budget

Groceries can be expensive, but following a few simple steps can help lower their cost. All it takes is a little bit of planning and shopping "know-how" to get the best deals. These few tips can help you master those skills and help lower your grocery expenses week by week.  

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Personal Loan or Installment Loan. Is There a Difference?

There are many types of personal loans available to consumers, each of which comes with its own set of repayment terms, finance charges, fees, and other terms. Installment loans fall under the umbrella of personal loans and can be used for short-term financial needs including emergency expenses. Yet they differ from other fast-cash loans. Here’s how they work.

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5 Basic Elements of Financial Fitness

When it comes to being physically fit, several elements must come into play, including eating right and exercising. But what about financial fitness? 

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5 Easy Ways to Better Manage Your Finances and Credit

It is not uncommon for people to look at their checking accounts and wonder where all their money has gone. Life is full of expenses, including seemingly small ones that can really add up at the end of the month. Debt can become overwhelming if you find you need a loan to pay back other debts as payday loans or credit card bills. Without a personal finance system in place, it can be really easy to allow your monthly bills to overshadow your income.

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How to Get Out of the Payday Loan Cycle

A payday loan can be a quick and easy way to get extra money when you need it. However, if you can’t pay back your loan in full (plus interest/fees) by the time you get your next paycheck, you can find yourself in a bigger financial bind than you were before. 

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4 Ways to Improve Credit

It’s simple: The better credit you have, the better your financial life can be.*  

On the other hand, if you have poor credit, you could have trouble getting a loan. If you do get one, it may have hidden fees or high interest rates. Having poor credit could make it more difficult to rent an apartment or get a cell phone contract. You may pay higher insurance premiums, too. While you can’t completely fix your credit score overnight, there are some things you can do today to start improving it.

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