Requirements

Qualify Online in Minutes! It’s Easy.
 
We’ve helped tens of thousands of people experience a smarter way to borrow! Even if you’ve applied or been turned down in the past, you can apply again now using our quick and confidential application process. If you apply now, you could have funds in your account as soon as the next Business Day! *
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Big Picture Loans has just a few requirements!
 
Our minimum requirements to be approved* for an installment loan are:
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STEADY INCOME

You must have steady income of at least $700.00 per month from a verifiable source.

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BANK ACCOUNT

You must have an open bank account that's in good standing.

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PHONE NUMBER

You must be reachable by phone.

 

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18 YEARS OLD

You must be at least 18 years old and a permanent U.S. resident.

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What happens after I click the Apply Now Button?
Here's How It Works
 

 
You will be directed through a simple online application. It's easy, confidential, and can be completed in minutes. Once on the application page, you will:
 
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Read the Consent to Electronic Communications and Privacy Notice.
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If you decide to apply for a loan with Big Picture Loans, you must fill out and submit the application using Big Picture Loans’ secure website. We use industry standard security measures.
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Thoroughly review and electronically sign your loan documents and retain a copy for your files.
What happens after I Submit my application?
Almost done! Your application is then reviewed by Big Picture Loans.
We Verify Your Information
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A customer service representative may call to verify your information or you can expedite the process by calling us at 1.800.584.4880.
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Then We Deposit Your Funds! *
 
If your application for an installment loan is approved*, Big Picture Loans will deposit the loan proceeds into your bank account as early as the Next Business Day. **
Stop wasting time on other loans!
Choose Big Picture Loans and you could get the funds you need in as little as 24 hours*, with no hidden fees.**
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