Qualify Online in Minutes! It’s Easy.
We’ve helped more than 400,000 people experience a smarter way to borrow! Even if you’ve applied or been turned down in the past, you can apply again now using our quick and confidential application process. If you apply now, you could have the money your account as soon as the next Business Day! *

Big Picture Loans has just a few requirements!

Our minimum requirements to qualify for an installment loan are:
Must have back account for installment loan.

You must have an open bank account that's in good standing.

Need a valid phone number for installment loan.

You must be reachable by phone.


You must have a valid email address.

Must be at least 18 years old for online installment loan.

You must be at least 18 years old and a U.S. resident.

Big Picture Loans Requirements
What happens after I click the Apply Now Button?
Here's How It Works

You will be directed through a simple online application. It's easy, confidential, and can be completed in minutes. Once on the application page, you will:
Read consent
Read the Consent to Electronic Communications and Privacy Notice.
Fill out and submit application
If you decide to apply for a loan with Big Picture Loans, you must fill out and submit the application using Big Picture Loans’ secure website. We use industry standard security measures.
Review and electronically sign
Thoroughly review and electronically sign your loan documents and retain a copy for your files.
What happens after I Submit my application?
Almost done! Your application is then reviewed by Big Picture Loans.
We Verify Your Information
We verify your information
A customer service representative may call to verify your information or you can expedite the process by calling us at 1.800.584.4880.
Money Bag - Requirements Page
We deposit your funds
Then We Deposit Your Funds! *
If your application for an installment loan is approved*, Big Picture Loans will deposit the loan proceeds into your bank account as early as the Next Business Day. **
Stop wasting time on other loans!
Choose Big Picture Loans and you could get the funds you need in as little as 24 hours*, with no hidden fees.**