Installment loans are not only available to those with spotless credit. Maybe you have bad credit and have been cash-strapped in the past and had to resort to using payday loans. The truth is that there are loans for people with "bad credit" that allow you to make regular payments. Here is what you need to know about getting installment loans even if your credit is challenged.

If you have an unexpected expense, you're probably researching ways to come up with some money. Some people are torn between using personal loans vs. a credit card cash advance. Even if you have bad credit, you can still qualify for a personal loan, which is also known as an installment loan. Here are three reasons an installment loan is a better choice than a credit card cash advance.

It happens to the best of us. We're doing what we can to manage our money, but something goes wrong and we find ourselves in a temporary “cash crisis”. There are several ways to get quick money. Each option for an emergency loan comes with its own set of advantages and disadvantages. Be sure to weigh your options carefully.

There are plenty of situations that warrant the need to borrow money, and with the various loan types out there, the options are plentiful. One option is a "signature loan," which comes with its own set of advantages and disadvantages, just like other loan types.

If you are one of the millions of Americans with a poor or below-average credit score, have no fear! There are a few ways that could help rebuild your credit score over time. All it takes is a little planning and forethought. We have compiled a list of easy tips to help you get started.

Are you thinking about taking out a short-term loan to help pay off a last-minute expense? Before you do, take the following quick quiz to find out if an installment loan is the right type of loan for you.

The cost of going to college continues to increase year after year. Scholarships are a great way to help cover those costs. There are opportunities for scholarships if you know the right places to look. Using these resources will help you optimize the amount of money you can count on for your college career.

Not all loans are created equal. Many believe installment loans are better than payday loans, title loans or any other type of fast cash loans.

Could you use a few hundred bucks to cover a last-minute expense that just popped up? If so, taking out a small loan is usually your best bet to tackle those bills that need to be taken care of right away. But not all loan types are created equal. If it's a small loan you're after, installment loans could be the right option for you. 

Back to school shopping is often very exciting for children. They are excited about buying new supplies and school clothes in preparation for the year ahead. For the parent, however, it's often a big financial burden and can cause a great deal of stress. If you're one of those parents, you might be able to relieve some of that stress by decreasing your spending and create an opportunity to start teaching your kids about saving money. 

Before buying your next item or throwing something old and broken away, stop and think about if you could turn it into a DIY project. These projects can range from recreating an old item to making something from scratch. They are all easy and quick and you will be surprised at the opportunity for creativity and savings!