Why Bad Credit Should Not Prevent You From Getting a Personal Loan

If your credit score is low, you may be uncertain about whether or not you are eligible for a personal loan from a traditional lender. Having bad credit can prevent loan approval from traditional lenders, but an online personal loan from an alternative lender could be your best option.

Read More

What is a Signature Loan and How to Get One?

Did you know that it is possible to get a loan just by using your signature or e-signature  for an online loan? It’s true. It’s typically referred to as a signature loan or an unsecured personal loan.  Instead of relying on the applicant’s assets as collateral, a signature loan relies on a borrower’s signature as a promise to pay. If you qualify for the loan, you simply need to sign your name on the loan agreement.  If you find yourself in need of money quick because of a recent financial emergency then a signature loan may be an option since they are typically fast and easy to obtain.

Read More

5 Ways to Save Money on Your Fall Capsule Wardrobe

Fall is almost here -- time to trade in your flip-flops and tank tops for boots and sweaters. A fall capsule wardrobe lets you build a versatile, fashionable wardrobe without spending a fortune. How can you go about building your own capsule wardrobe in order to stay within budget this fall?

Read More

Needing a Loan Is Nothing to Be Embarrassed About

Borrowing money is something that everybody has to do at one point or another. Whether you are borrowing for a large purchase, like a home or vehicle, or need emergency funds to cover unexpected expenses, looking for financial help is nothing to be embarrassed about. 

Read More

The Simple Truth About Online Installment Loans

When you're faced with an unexpected financial burden, an installment loan might be the perfect solution. In the past, only banks and credit unions offered installment loans, and they often came with numerous requirements to meet. Fortunately, you can now access online installment loans that offer greater flexibility. Here is the simple truth about online installment loans so that you can make an informed decision before you borrow.

Read More

What is a Credit Score and How Does It Impact Your Life?

One of the most important numbers in your life is your credit score. Do you know what it is? If not, you’re not alone. Millions of Americans are in the dark about what their credit rating is, and the ways it affects different aspects of your life.

Read More

How Am I Going to Pay Rent? An Online Installment Loan Might Help.

Rent can be one of your biggest monthly expenses, which means that you likely budget for it. However, financial emergencies can come up unexpectedly and interfere with even the best plans. Sometimes, even your ability to pay rent on time is threatened.

Read More

You Won't Believe How Easy It Is to Spend Less of Your Money!

Are you afraid to look at your bank balance? Is there a purchase you want to make that you feel you just can’t afford? Are you making good money but still feel like you’re living pay check to pay check?

Read More

The Truth in Lending Act & What It Means for You

The Truth In Lending Act (TILA) is a federal law designed to promote the informed use of consumer credit, by requiring disclosures about its terms and cost, and to standardize the manner in which costs associated with borrowing are calculated and disclosed. TILA covers a variety of loans, including mortgages, auto loans, and personal loans

Read More

Installment Loans vs. Credit Cards’ Effect on Bad Credit

There are two main types of credit, and both may affect your credit score in different ways. Here, we will examine installment loans and credit cards. What are they, how are they different, and what can you do if you have bad credit?

Read More