If you are one of the millions of Americans with a poor or below-average credit score, have no fear! There are a few ways that could help rebuild your credit score over time. All it takes is a little planning and forethought. We have compiled a list of easy tips to help you get started.

Are you thinking about taking out a short-term loan to help pay off a last-minute expense? Before you do, take the following quick quiz to find out if an installment loan is the right type of loan for you.

The cost of going to college continues to increase year after year. Scholarships are a great way to help cover those costs. There are opportunities for scholarships if you know the right places to look. Using these resources will help you optimize the amount of money you can count on for your college career.

Not all loans are created equal. Many believe installment loans are better than payday loans, title loans or any other type of fast cash loans.

Could you use a few hundred bucks to cover a last-minute expense that just popped up? If so, taking out a small loan is usually your best bet to tackle those bills that need to be taken care of right away. But not all loan types are created equal. If it's a small loan you're after, installment loans could be the right option for you. 

Back to school shopping is often very exciting for children. They are excited about buying new supplies and school clothes in preparation for the year ahead. For the parent, however, it's often a big financial burden and can cause a great deal of stress. If you're one of those parents, you might be able to relieve some of that stress by decreasing your spending and create an opportunity to start teaching your kids about saving money. 

Before buying your next item or throwing something old and broken away, stop and think about if you could turn it into a DIY project. These projects can range from recreating an old item to making something from scratch. They are all easy and quick and you will be surprised at the opportunity for creativity and savings!

Groceries can be expensive, but following a few simple steps can help lower their cost. All it takes is a little bit of planning and shopping "know-how" to get the best deals. These few tips can help you master those skills and help lower your grocery expenses week by week.  

There are many types of personal loans available to consumers, each of which comes with its own set of repayment terms, finance charges, fees, and other terms. Installment loans fall under the umbrella of personal loans and can be used for short-term financial needs including emergency expenses. Yet they differ from other fast-cash loans. Here’s how they work.

When it comes to being physically fit, several elements must come into play, including eating right and exercising. But what about financial fitness? 

It is not uncommon for people to look at their checking accounts and wonder where all their money has gone. Life is full of expenses, including seemingly small ones that can really add up at the end of the month. Debt can become overwhelming if you find you need a loan to pay back other debts as payday loans or credit card bills. Without a personal finance system in place, it can be really easy to allow your monthly bills to overshadow your income.