What is a Credit Score and How Does It Impact Your Life?

One of the most important numbers in your life is your credit score. Do you know what it is? If not, you’re not alone. Millions of Americans are in the dark about what their credit rating is, and the ways it affects different aspects of your life.

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How Am I Going to Pay Rent? An Online Installment Loan Might Help

Rent can be one of your biggest monthly expenses, which means that you likely budget for it. However, financial emergencies can come up unexpectedly and interfere with even the best plans. Sometimes, even your ability to pay rent on time is threatened.

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You Won't Believe How Easy It Is to Spend Less of Your Money!

Are you afraid to look at your bank balance? Is there a purchase you want to make that you feel you just can’t afford? Are you making good money but still feel like you’re living pay check to pay check?

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The Truth in Lending Act & What It Means for You

The Truth In Lending Act (TILA) is a federal law designed to promote the informed use of consumer credit, by requiring disclosures about its terms and cost, and to standardize the manner in which costs associated with borrowing are calculated and disclosed. TILA covers a variety of loans, including mortgages, auto loans, and personal loans

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Installment Loans vs. Credit Cards’ Effect on Bad Credit

There are two main types of credit, and both may affect your credit score in different ways. Here, we will examine installment loans and credit cards. What are they, how are they different, and what can you do if you have bad credit?

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What Makes Someone a High Credit Risk?

If you are in the market for a quick loan, it is helpful to know whether or not you could be considered a ‘high risk’ borrower. Whether you require auto financing, a mortgage or a personal loan, all lenders look at risk before lending money.  

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Anatomy of a Personal Installment Loan

When you need to finance a purchase, or raise money to cover an emergency, you might consider personal loans as a funding option. These are good choices for a lot of reasons. Not only can you get personal installment loans fast, but the application process is simple as well. Here is what you need to know about fast personal loans, as well as tips for your application and loan payoff.

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8 Important Things to Ask Before Getting a Personal Installment Loan

If you don't have enough savings set aside to fund an emergency, you're not alone. Forbes recently reported that just 37% of Americans would be able to cover only a $500 or $1,000 financial emergency out of their savings. If your car breaks down, you have a dental emergency, or you need to suddenly fly out for a family funeral, you might want to take out an emergency personal loan to cover the cost. If that is the case, you should ask yourself these eight questions before you decide to use personal installment loans.

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Your Guide to Understanding Tribal Loans

There are plenty of different types of lenders out there, ranging from big national banks to small local banks, independent lenders that offer installment loans, cash advances, and more.

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5 Best Things About Installment Loans

There may be a time or two in your life when you needed some extra money fast. Either an unexpected bill comes your way or you need to make a larger than normal purchase and need a bit of help. One way to borrow money quickly is to use personal installment loans. Here are five of the best things about this type of loan.

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