How to Get Out of the Payday Loan Cycle

A payday loan can be a quick and easy way to get extra money when you need it. However, if you can’t pay back your loan in full (plus interest/fees) by the time you get your next paycheck, you can find yourself in a bigger financial bind than you were before. 

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4 Ways to Improve Credit

It’s simple: The better credit you have, the better your financial life can be.*  

On the other hand, if you have poor credit, you could have trouble getting a loan. If you do get one, it may have hidden fees or high interest rates. Having poor credit could make it more difficult to rent an apartment or get a cell phone contract. You may pay higher insurance premiums, too. While you can’t completely fix your credit score overnight, there are some things you can do today to start improving it.

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