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    Do You Have a Christmas Gift Budget? Why Not?

    Christmas will be here before you know it. Have you given thought about the gifts you will purchase for friends and family?  While it’s important to realize Christmas is not always about gifts and money, it is an opportunity to be generous.  Even if you’re normally frugal, Christmas may be a time to spend a little more than you ordinarily would on those you love. Splurging a little during this time of year doesn’t have to wreck your finances. Here are a few key suggestions to help establish budget for gift spending.

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    Budget Tips to Curtail Your Halloween Spending

    Halloween is notorious for being an expensive holiday. Planning ahead and creating a budget before you shop can help keep you organized, save you money and put you on track for a successful holiday season.

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    11 Smart Ways to Save Money on Groceries

    You may have noticed recently that your grocery bill is climbing. Food costs are increasing in America, and it can take a big bite out of your monthly budget. However, everyone must eat!

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    24 Great Money Saving Tips by Going Green

    Today many people are discovering that living a life that is eco-friendly is not only better for the planet, it might be better for their health and their wallet.  If you're the type of person who likes to save money, chances are you already are going "green."  Being green doesn't have to include installing solar panels and buying an electric car - although both of those are great steps to living an eco-friendly lifestyle. There are smaller, everyday things you can do that can add up to big savings while still allowing you to be environmentally conscious.

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    5 Ways to Save Money on Your Fall Capsule Wardrobe

    Fall is almost here -- time to trade in your flip-flops and tank tops for boots and sweaters. A fall capsule wardrobe lets you build a versatile, fashionable wardrobe without spending a fortune. How can you go about building your own capsule wardrobe in order to stay within budget this fall?

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    You Won't Believe How Easy It Is to Spend Less of Your Money!

    Are you afraid to look at your bank balance? Is there a purchase you want to make that you feel you just can’t afford? Are you making good money but still feel like you’re living pay check to pay check?

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    5 Tips for Paying Back a Personal Installment Loan

    Managing your personal finances can be a challenge. It's not uncommon to run into unexpected financial emergencies which you might not be able to meet with your cash on hand. When this happens, you might want to consider applying for a personal installment loan to help meet your needs. 

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    DIY Tricks to Make Halloween a Financial Treat

    Holidays can be expensive. Halloween is no exception. In addition to costumes, decorations and tasty treats, hosting a Halloween party could place a strain on your budget. But it doesn’t have to! 

    With a little creativity and ‘witch-craftiness’, you can throw the ultimate Halloween party without breaking the bank.

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    Back to School Savings

    Back to school shopping is often very exciting for children. They are excited about buying new supplies and school clothes in preparation for the year ahead. For the parent, however, it's often a big financial burden and can cause a great deal of stress. If you're one of those parents, you might be able to relieve some of that stress by decreasing your spending and create an opportunity to start teaching your kids about saving money. 

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    Best of DIY

    Before buying your next item or throwing something old and broken away, stop and think about if you could turn it into a DIY project. These projects can range from recreating an old item to making something from scratch. They are all easy and quick and you will be surprised at the opportunity for creativity and savings!

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