Christmas will be here before you know it. Have you given thought about the gifts you will purchase for friends and family? While it’s important to realize Christmas is not always about gifts and money, it is an opportunity to be generous. Even if you’re normally frugal, Christmas may be a time to spend a little more than you ordinarily would on those you love. Splurging a little during this time of year doesn’t have to wreck your finances. Here are a few key suggestions to help establish budget for gift spending.