10 Key Financial Resolutions for the New Year

The new year is a time to make resolutions to improve your life. While most people focus on their physical health and weight, you should take this opportunity to look at your financial health. After all, being financially healthy could be just as important as your physical well-being. Here is a look at 10 key financial resolutions that you should make for the coming new year.

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10 Tips to Manage Financial Stress

Financial challenges are one of the biggest reasons for stress in a person’s life. After all, you need money to do just about anything. The leading causes of financial stress are typically from losing a job, increasing debt, and wondering how to pay bills each month. The good news is that there are several ways to manage your financial stress at any income level.

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How to Budget for the Best New Year’s Eve Bash

When New Year’s Eve comes, you may want to ring in the new year with some friends and family. However, you don’t want to break the bank when it comes to your New Year’s Eve party. Therefore, you will want to have a plan in place to save on your New Year’s Eve party. Here are 10 great tips to follow.

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How to Set Up Your Holiday Budget

The holiday season can be a great time to get together with the family. However, December can also be a relatively expensive month when it comes to buying presents and purchasing decorations. That is why to mitigate unnecessary spending, it’s essential to set a holiday budget. Here is a look at how you can create a budget that keeps your holiday spending in line.

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10 Tips to Save on Thanksgiving Dinner

Did you know that the average cost of a Thanksgiving dinner is about $46.90? If you are looking to keep your Thanksgiving costs down, you will want to make a couple of smart moves before Turkey day gets here. Look at 10 ways that you could save for Thanksgiving Day.

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No Credit vs. Bad Credit: What’s the Difference

Your credit score may be critically important when it comes to securing a home loan or an auto loan. To assist you in the process, you should keep track of your score at the three major credit reporting companies.

If you do not have a credit history, you may think it is terrible. However, having no credit is not the same as having bad credit. Let us look at the differences between the two.

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Save Money with Generic and Store Brands

When you go shopping, you will notice that you have a choice of brands on just about any type of item. Often, you will also find your selection of store brands and generic brands that may offer a significant discount.

Be sure not to confuse store brand with a generic brand. You can usually distinguish the two by their packaging. The store brand may closely resemble an advertised brand but just be a name you aren't familiar with. Generic product packaging is usually much more plain. A can of soda might just be labeled “Cola.”

Are store brands, often called “private label’, worth the money? Let us look at store and generic brands versus name brand items and see how they are different.

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Have a Happy Halloween Without Scaring Your Budget

Ghosts, ghouls, witches, and goblins. It looks like Halloween is just around the corner!

Halloween may be the most fun holiday for the whole family. However, if you want to make the most of your next Halloween without busting your budget, then you may want to check out the following savings ideas.

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How to Help Your Young Adult Build Credit History

Having good credit is critical when it comes to getting a home or a car loan. Sadly, many young adults have less than perfect credit or no credit at all. This can make major purchases difficult and costly.
If you have a young adult or child close to becoming an adult, you can take some steps to help establish their credit. Here are seven steps that you can take starting today.

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10 Basic Tips for Using Credit Cards

Credit cards can be a great way to make purchases and gain some excellent perks. However, credit cards can become a nightmare if handled incorrectly.

In fact, there is about $784 billion in outstanding credit card balances in the United States, and only 45% of credit card holders pay off their balance each month.

Want to make sure that you use your credit card correctly?

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