Can You Rent an Apartment When You Have Bad Credit?

Looking for a great place to live when you have less than perfect credit? Don’t despair. Finding an apartment or rental home when you have bad credit can be worrisome but it’s not impossible. Be aware that you might need to do more than the typical applicant. There are several ways you can get that apartment or home rental - that you want - by just following a few suggested tips.

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Backyard Activities to Keep Kids Busy This Summer

When the summer months come, the kids will be out of school and around the house. Of course, you do not want your little ones to spend all their time indoors. After all, kids may become restless and end up causing lots of calamity inside the house. Make sure there is always something fun for the kids to do outside.

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10 Money Saving Tips to Lower Your Homeowner Insurance

Home insurance premium discounts can vary greatly depending on where you live and a number of other criteria. Homeowners insurance is something a homeowner can't avoid, and often it's not something people think about. It's easy to put a policy in place and then never think about it again. However, a home is likely the most valuable asset we will ever own, and it's filled with costly possessions. Homeowner's insurance can cover the value of the building, including upgrades and the worth of belongings within the home.

It's essential to review your homeowner's insurance coverage and how much you're paying for it. Doing so can potentially save you a substantial amount of money.

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You Can Enjoy a Budget-Friendly Family Vacation

Are you looking for a family vacation for a budget-friendly price? Taking a vacation with your family does not mean you have to break your budget, especially if you are flexible about the timing. When planning a budget-friendly family getaway, you will need to arm yourself with knowledge of packaged deals and last-minute savings opportunities.

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10 Reasons to Avoid Pawn Shop Loans

If you are looking to get some quick cash, you may be tempted to pawn something as collateral. A pawn shop loan does not require a credit check and can be enticing to those with bad credit. However, there are several reasons why you should think twice about this approach.

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Moving on a Budget

Moving can be more costly than you think. In fact, the average local move costs $1,250, while the average long-distance costs about $4,890.

The good news is there are several ways that you can cut a big chunk out of moving costs. In fact, with the right planning, you can cut those moving costs in half.

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Frugal Living: Your Guide to Living a Worry-Free Life

Are you tired of barely getting by each month? Living paycheck to paycheck?

Do you feel like you are doomed to living this way for the rest of your life? Are you worried that you don't even know where even to start living frugally?

Have you heard of people living frugally and how it has changed their lives? You can change too!

In this post, we will introduce you to the world of frugal living, how you can get started and make the most of it.

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How to Get a Loan With Bad Credit

There are a number of reasons why you might need a personal loan. You may need to pay off credit card debt, or pay for an unexpected car repair, or even pay rent for the month. No matter the reason, you might find yourself in need of financial help. However, if you have bad credit, you may have a more difficult time qualifying for the personal loan you need. The lower your credit score, the fewer options you may have when looking for a lender.

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What Is a Bad Credit Score?

Even if we don’t see it or think about it often, a credit score is an essential part of our lives. It’s a very important financial measure as it is used by a variety of businesses to assess the risk you pose. Lenders use this score to decide whether to give a loan and what terms to offer. A bad credit score could result in much higher interest rates. Utility or mobile phone companies may use your score to decide what kind of deposit will be required when doing business with you. Landlords may use credit scores when deciding whether or not to rent to someone, and employers sometimes check the credit history of job applicants.

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Emergency Fund: Your Guide to Building an Emergency Fund

Life can, at times, be difficult and costly. Nothing derails your financial progress faster than an emergency or even a global pandemic. You may have experienced an emergency dental procedure, an expensive car repair, a broken appliance, or maybe even needed to replace your cell phone. These types of financial situations can happen to us all at one time or another. This is why setting up an emergency fund is a must to protect yourself from financially falling behind.

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