Rates

Big Picture Loans

 

Customers typically qualify for a loan of $200 to $1500. For example, for a loan of $400 at an Annual Percentage Rate (APR) of 697% to be paid back in 13 bi-weekly installments, you would make 12 payments of $102.19 each, and a last payment of $101.94. The required disclosures, pursuant to Tribal law, (which incorporates the Truth in Lending Act (TILA) and its implementing regulations) illustrating this example is provided below. Not all applicants will qualify for this APR. The APR will vary based on when your first payment is scheduled, pay frequency, total loan duration, and the amount of your loan. Your actual APR will be determined at the time of the approval and will be based on the information provided in your application and credit information. This information is current as of May 16, 2017.

ANNUAL PERCENTAGE RATE
The cost of Your credit as a yearly rate.

FINANCE CHARGE
The dollar amount the credit will cost You.

Amount Financed
The amount of credit provided to You or on Your behalf.

Total of Payments
The amount You will have paid after You have made all payments as scheduled.

697.0912% (e)

$928.22

$400.00

$1,328.22

Itemization of amount financed: Amount given to You directly: $400.00, Amount paid on loan N/A with Us: N/A

Your Payment Schedule will be:

Number of Payments Amount of Payments When Payments Are Due
1 $102.19 March 17, 2017
1 $102.19 March 31, 2017
1 $102.19 April 14, 2017
1 $102.19 April 28, 2017
1 $102.19 May 12, 2017
1 $102.19 May 26, 2017
1 $102.19 June 9, 2017
1 $102.19 June 23, 2017
1 $102.19 July 7, 2017
1 $102.19 July 21, 2017
1 $102.19 August 4, 2017
1 $102.19 August 18, 2017
1 $101.94 September 1, 2017
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