Emergency Fund: Your Guide to Building an Emergency Fund

Life can, at times, be difficult and costly. Nothing derails your financial progress faster than an emergency or even a global pandemic. You may have experienced an emergency dental procedure, an expensive car repair, a broken appliance, or maybe even needed to replace your cell phone. These types of financial situations can happen to us all at one time or another. This is why setting up an emergency fund is a must to protect yourself from financially falling behind.

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10 Things You Should Consider After You File Your Tax Return

Tax season can be a stressful time of the year. However, if you have the right plan, you can file your tax return without any issues.

Sometimes, it can be a satisfying feeling just knowing you have completed your tax return. One of the best ways to ensure that your tax return is completed without any delay is to know what to do after you file your tax return.

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20 Date Night Ideas for Under $20

According to USA Today, the average date today costs over $100. If you are on a first date or want to save on date night, you may want to look for a way to cut down your costs.

The good news is that there are several date ideas that cost about $20. Fun and creative date nights can spice up any relationship. Best of all, these dates can create unforgettable experiences that money cannot buy.

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10 Ways to Recover from a Blown Holiday Budget After the Holidays

The holidays are a time for fun, big holiday meals, family get-togethers, and lots of gift-giving. When the holidays are over, though, you may find yourself to be a couple of pounds heavier and a couple of hundred dollars lighter in the bank account.

Don’t worry. There are several ways that you can get yourself back in financial shape after the holidays.

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How To Reduce Financial Stress Around Christmas

The holidays are supposed to be the most joyous time of the year. Sadly, many people ruin their holidays by creating their own financial stress.

The good news is that there are several ways to reduce your financial stress during the holiday. By following some simple, common-sense steps, you can greatly reduce or even eliminate any financial stress during the holidays.

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Hosting Thanksgiving on a Budget

Thanksgiving can be one of the most exciting holidays of the year. It is also one of the most stressful times if you are hosting Thanksgiving dinner.

Creating a Thanksgiving feast is not only a major investment in time, it can also empty your wallet quicker than you think. The good news is that there are several proven ways to host a Thanksgiving dinner on a budget.

Here are some proven steps that can help you save more during your next Thanksgiving celebration.

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11 Tips to Lower Your Energy Bills This Winter

Winter is here and with it comes colder temperatures.  Depending on where you live, you may need to heat your home or apartment.  Heating a house or apartment can be expensive because energy bills may go up significantly during the colder months. But, there is good news, there are several simple steps that can be taken to keep your winter energy bill from skyrocketing.

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Do You Have a Christmas Gift Budget? Why Not?

Christmas will be here before you know it. Have you given thought about the gifts you will purchase for friends and family?  While it’s important to realize Christmas is not always about gifts and money, it is an opportunity to be generous.  Even if you’re normally frugal, Christmas may be a time to spend a little more than you ordinarily would on those you love. Splurging a little during this time of year doesn’t have to wreck your finances. Here are a few key suggestions to help establish budget for gift spending.

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12 Tips for Black Friday and Cyber Monday Shopping

Black Friday and Cyber Monday are potentially great days to be able to shop and save money.  However, these days can also be overwhelming and chaotic, forcing even the savviest shoppers to make quick decisions, impulse purchases and potentially overpay. Here are some steps to help get the deals you want, stay on budget and not lose your cool.

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Budget Tips to Curtail Your Halloween Spending

Halloween is notorious for being an expensive holiday. Planning ahead and creating a budget before you shop can help keep you organized, save you money and put you on track for a successful holiday season.

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