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    11 Tips to Lower Your Energy Bills This Winter

    Winter is here and with it comes colder temperatures.  Depending on where you live, you may need to heat your home or apartment.  Heating a house or apartment can be expensive because energy bills may go up significantly during the colder months. But, there is good news, there are several simple steps that can be taken to keep your winter energy bill from skyrocketing.

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    Do You Have a Christmas Gift Budget? Why Not?

    Christmas will be here before you know it. Have you given thought about the gifts you will purchase for friends and family?  While it’s important to realize Christmas is not always about gifts and money, it is an opportunity to be generous.  Even if you’re normally frugal, Christmas may be a time to spend a little more than you ordinarily would on those you love. Splurging a little during this time of year doesn’t have to wreck your finances. Here are a few key suggestions to help establish budget for gift spending.

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    12 Tips for Black Friday and Cyber Monday Shopping

    Black Friday and Cyber Monday are potentially great days to be able to shop and save money.  However, these days can also be overwhelming and chaotic, forcing even the savviest shoppers to make quick decisions, impulse purchases and potentially overpay. Here are some steps to help get the deals you want, stay on budget and not lose your cool.

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    Budget Tips to Curtail Your Halloween Spending

    Halloween is notorious for being an expensive holiday. Planning ahead and creating a budget before you shop can help keep you organized, save you money and put you on track for a successful holiday season.

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    6 Ways to Start Saving More Money for Emergency Expenses

    Saving money can be a challenge for most people, but it's not impossible. Yet, if you were suddenly hit with an unexpected bill or emergency, would you have the cash to cover it? According to a recent report by CNN Money, nearly 40% of Americans don't have enough savings to cover a $400 unplanned expense. Living paycheck to paycheck can be stressful, but there are ways to set something aside each month for savings and retirement. Here are six strategies to start saving more money, even when funds are limited.

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    11 Money Saving Tips for Back to School Shopping

    Around August 1st every year the newspapers and television are filled with Back to School ads.  It’s a reminder that summer is almost over, and the kids will be going back to school soon. Back to School shopping can turn into a money pit for parents who are not mindful of all the items that need to be purchased for school.

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