20 Date Night Ideas for Under $20

According to USA Today, the average date today costs over $100. If you are on a first date or want to save on date night, you may want to look for a way to cut down your costs.

The good news is that there are several date ideas that cost about $20. Fun and creative date nights can spice up any relationship. Best of all, these dates can create unforgettable experiences that money cannot buy.

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Can One Late Payment Affect Your Credit?

Have you missed a payment, made a late payment, or made a payment less than the amount owed to a creditor or lender in the past? A missed or late payment may be a big deal as it could negatively affect your credit score. Your creditors/lenders most likely won't show up knocking at your door looking for that missed payment, but they could report this action to the credit bureaus.

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10 Ways to Recover from a Blown Holiday Budget After the Holidays

The holidays are a time for fun, big holiday meals, family get-togethers, and lots of gift-giving. When the holidays are over, though, you may find yourself to be a couple of pounds heavier and a couple of hundred dollars lighter in the bank account.

Don’t worry. There are several ways that you can get yourself back in financial shape after the holidays.

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How To Reduce Financial Stress Around Christmas

The holidays are supposed to be the most joyous time of the year. Sadly, many people ruin their holidays by creating their own financial stress.

The good news is that there are several ways to reduce your financial stress during the holiday. By following some simple, common-sense steps, you can greatly reduce or even eliminate any financial stress during the holidays.

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Hosting Thanksgiving on a Budget

Thanksgiving can be one of the most exciting holidays of the year. It is also one of the most stressful times if you are hosting Thanksgiving dinner.

Creating a Thanksgiving feast is not only a major investment in time, it can also empty your wallet quicker than you think. The good news is that there are several proven ways to host a Thanksgiving dinner on a budget.

Here are some proven steps that can help you save more during your next Thanksgiving celebration.

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Tips to Help Recover Financially After the Coronavirus

Let the COVID-19 pandemic, commonly known as the coronavirus, serve as a lesson -- a difficult but important one. After hunkering down at home during this pandemic, COVID-19 has taken more than just a physical toll on the country and each one of us individually; it may have taken a financial toll as well. Let’s look at tools to help recover financially after the coronavirus.

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8 Practical Ways to Control and Reduce Spending

Overspending: it's easy to do if you're living paycheck to paycheck where one extra emergency expense may send your financial situation over the edge. All solid financial plans involve methods for controlling and reducing spending. These less obvious, yet practical ideas may help reduce your monthly expenses.

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How to Start Building Your Credit Score the Right Way

Have you ever thought about what it would be like to be invisible? When it comes to your credit rating, you do not want to be invisible. Being “credit invisible” doesn't necessarily mean you have not had any credit activity; it means that the activity you had was not reported to any of the three major credit bureaus. Without a credit score, it can be challenging to qualify for loans or even credit cards because a lender cannot assess your credit risk.


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How to Recover from a Rejected Loan Application

If you've applied for a loan and it has been turned down, not only can this put a stop to the money you needed, it might also be an indication that your credit score isn’t as good as you thought. This might preclude you from getting a loan now or in the future.

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7 Financial Tips for Newlyweds

Marriage is an investment in each other. You will make many decisions together throughout your marriage. The toughest decisions typically revolve around money. Are you a saver? A spender? How and where should you spend it? You might be surprised to learn your beloved has very different ideas about money than you. Unfortunately, financial issues are among the top reasons why marriages fail. According to a 2017 survey by Ramsey Solutions, couples who declare they have a “great” marriage are almost twice as likely to talk about money on a regular basis compared to those who say their marriage is only “okay” or “in crisis.”

There are a few things about money and financial goals you and your loved one should discuss to make sure you’re both on the same page before taking the plunge.

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