6 Reasons Your Bank Loan May Have Been Denied

If you have ever had a personal loan application denied by any traditional lending institution, it can leave you with limited options. There are many reasons a bank or traditional lender might deny a loan. Because banks have very stringent underwriting guidelines to determine who is credit worthy they may deny applicants who do not have the best credit histories.  

Read More

Budget Tips to Curtail Your Halloween Spending

Halloween is notorious for being an expensive holiday. Planning ahead and creating a budget before you shop can help keep you organized, save you money and put you on track for a successful holiday season.

Read More

Aren't Debt and Bad Credit the Same?

Achieving and maintaining financial fitness starts with having the right information. It is important to understand the key components of a healthy financial outlook and how to optimize them to your advantage.

Read More

6 Ways to Start Saving More Money for Emergency Expenses

Saving money can be a challenge for most people, but it's not impossible. Yet, if you were suddenly hit with an unexpected bill or emergency, would you have the cash to cover it? According to a recent report by CNN Money, nearly 40% of Americans don't have enough savings to cover a $400 unplanned expense. Living paycheck to paycheck can be stressful, but there are ways to set something aside each month for savings and retirement. Here are six strategies to start saving more money, even when funds are limited.

Read More

Get Money Fast for a Financial Emergency

It can happen to anyone at any time - you’re navigating along through life just fine when, without warning, an unexpected expense comes out of nowhere. You may not have enough funds saved to cover the cost, so now you need money and you need it fast. The question you ask yourself is, "where do I turn to get money for my financial emergency?"

Read More

11 Money Saving Tips for Back to School Shopping

Around August 1st every year the newspapers and television are filled with Back to School ads.  It’s a reminder that summer is almost over, and the kids will be going back to school soon. Back to School shopping can turn into a money pit for parents who are not mindful of all the items that need to be purchased for school.

Read More

4 Ways to Protect Yourself from Identity Theft

A 2018 Identity Fraud Reporti produced by Javelin Strategy & Research, shows the number of identity theft victims increased to 16.7 million in the U.S. This is an 8% increase from the previous year. Despite industry efforts to prevent identity fraud, the study shows that identity thieves stole from 1.3 million more victims in 2018 and the amount stolen increased to $16.8 billion. The types of identity fraud continued to move online and away from physical stores due to embedded chip cards. It was reported that fraud is getting more complicated, meaning identity fraud criminals are opening more new accounts to compromise accounts consumers already have.

Read More

11 Smart Ways to Save Money on Groceries

You may have noticed recently that your grocery bill is climbing. Food costs are increasing in America, and it can take a big bite out of your monthly budget. However, everyone must eat!

Read More

6 Great Financial Management Tips for Young Adults

The current generation of young adults could be facing the most uncertain economic future of any group since the Great Depression. Crushing student loan debt, stagnant wages, growing economic disparity and the after-effects of the 2008 market crash are just a few of the burdens young adults must carry as they try to manage their financial situation.

Read More

7 Ways Personal Loans Can Help During Financial Emergencies

You may have a plan in place for a natural disaster or certain emergencies, but do you have a plan for a financial emergency? In the event you find yourself or someone in your household with an unexpected injury or you have damage to a car or your home, you may incur costs that could push the limits of your bank account.

Read More
1 2 3 4 5 6