Privacy Notice

We Take Your Privacy Seriously
Big Picture Loans is committed to safeguarding your personal information and providing complete
transparency regarding the information we collect during the loan process. See our complete Privacy Notice below, or click the link to download our Privacy Notice document in PDF format.
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Rev 03/22
Why? Financial companies choose how they share your personal information. Tribal and applicable federal law gives consumers the right to limit some but not all sharing. Tribal and applicable federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons BPL chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does BPL share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes—
to offer our products and services to you
For joint marketing with other financial companies NO We don't share
For our affiliates’ everyday business purposes—
information about your transactions and experiences
For our affiliates’ everyday business purposes—
information about your creditworthiness
NO We don't share
For our affiliates to market to you YES YES
For nonaffiliates to market to you YES YES
To limit our sharing Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we provide you this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions? Call toll-free 1.800.584.4880 or go to
Who we are  
Who is providing this notice? Big Picture Loans, LLC d/b/a (or BPL) is a wholly owned and operated economic arm and instrumentality of the Lac Vieux Desert Band of Lake Superior Chippewa Indians (“Tribe”), a federally recognized Indian tribe, created for the benefit of the Tribe and operating pursuant to Tribal law.
What we do  
How does BPL protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with tribal and applicable federal law. These measures include computer safeguards and secured files and buildings.
How does BPL collect my personal information? We collect your personal information, for example, when you
  • Apply for a loan or give us your income information
  • Provide employment information or provide account information
  • Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing? Tribal and applicable federal law gives you the right to limit some but not all sharing related to:
  • affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else? We don’t offer joint accounts
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include nonfinancial companies such as Ascension Technologies, LLC and Maawanji’idiwag, LLC.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Nonaffiliates we share with can include lead buyers and other lending companies.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • BPL doesn’t jointly market.
Other important information
Important Notice about Credit Reporting: We may report information about your account to credit bureaus and/or consumer reporting agencies. Late payments, missed payments, or other defaults on your account may be reflected in your credit report and/or consumer report.

Call Monitoring and Recording: If you communicate with us by telephone, we may monitor or record the call.
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